Berkshire Hathaway Guard Insurance

Company Profile: Berkshire Hathaway GUARD® Insurance Company was established in 1983. Products are now available through a nationwide network of 5,500 carefully selected, highly trained professional Independent Insurance Agents. The group’s insurance companies currently insure over 250,000 businesses. Since 2007, the company’s annual premiums have more than tripled (despite very challenging economic times) while maintaining a combined ratio well below industry peers and diversifying into new lines of property and casualty coverage.

Berkshire Hathaway GUARD® currently offers insurance products from coast to coast with focus on their main insurance products:
  • Worker’ Compensation
  • Businessowner’s Policies
  • Commercial Umbrella
  • Commercial Auto
Financial Stability:
  • Berkshire Hathaway GUARD® is rated A+ (Superior) from A.M. Best. Assigned to insurance companies that has a superior ability to meet their ongoing insurance obligations.
  • The ratings reflect solid capitalization, favorable operating profitability, disciplined underwriting initiatives and conservative reserving philosophy, which has resulted in favorable reserve development. The ratings also acknowledge the implicit and explicit financial support provided by GUARD’s ultimate parent, Berkshire Hathaway Inc.
  • 2020 Direct Written Premiums over $2 billion.
Company Highlight:
  • Berkshire Hathaway GUARD® satisfaction of customers is very important. To create a positive experience, the company provides secure coverage enriched by a full range of value-added services. One of their proudest accomplishments is the fact that nine out of ten of their policyholders choose to renew their policies with them year after year. Below are just a few of the reasons:
    • Flexible Pricing/Payment Options - They give policyholders the greatest possible savings and provide favorable billing terms reflecting today’s cash-flow realities and offer FLEXIBLE alternatives that allow customized solutions designed to satisfy the individual needs of customers.
    • Local Connection - The staff is highly trained and expert in the handling of all aspects of their products and recognize that customer convenience often starts at the local level. As a result, their product through a network of independent agents and brokers from communities throughout the United States; these carefully selected, and highly trained professionals are able to acquaint customers with the full range of options available and help create customized insurance solutions that feature the best possible price and a plan for taking advantage of appropriate services.
    • Ease of Use - Doing business with Berkshire Hathaway GUARD Insurance Companies couldn’t be easier. From fulfillment of requests for quotes via GUARD E-Z Rate through the issuance of policies, billing of premium, and management of claims, the focus is timely, convenient, AND effective service. When you have questions or require help, a range of resources allow you to select the method best suited to you. Via the Internet and secure Agency and Policyholder Service Centers, transactional account information is available as well as extensive viewable/printable materials. Alternatively, a Customer Service call will get you directly to a member of the staff who is trained to offer the kind of personalized attention you deserve.
    • Safety Resources - Safety benefits everyone, facilitating an efficient, productive, and safe environment. Therefore, the best way to reduce expenses incurred as a result of claims is through prevention. Berkshire Hathaway GUARD Insurance Companies staff has the educational background, general expertise, and hands-on experience to assist our policyholders in creating and maintaining an environment free of hazards. Not everyone wants or needs extensive assistance from their insurance company, so a broad selection of easy to use and understand resources (such as online, streamed videos and safety flyers) are available.
    • Expert Claims - Claims happen and the reason insurance is purchased is for those unpredictable misfortunes. Their staff of trained experts is dedicated to resolving claims as quickly, fairly, and painlessly as possible. Some of the factors that contribute to success are toll-free, 24-hour claims reporting and a national network of highly specialized business partners (including medical providers, emergency service vendors, appraisal services, etc.) that can be accessed when circumstances dictate.
Employee Oriented:
  • Berkshire Hathaway GUARD® values each employee. They understand that attracting and retaining high-quality talent is essential to the success of their company.
  • Named a Ward’s 50 Top Performer. Ward's 50 company has passed all safety and consistency screens and achieved superior performance over the five years analyzed.
  • Employees are allowed to volunteer work time with nonprofit agencies. They believe volunteerism is investing in your human capital, which is a company’s most valuable asset. At the same time, it strengthens the community.
  • Health care initiative, WellGUARD, was recognized by the Greater Wilkes-Barre Chamber of Commerce. The award recognizes the numerous health-conscious programs GUARD has put into place since launching WellGUARD in January of 2006.
Industry Rankings:
  • Berkshire Hathaway GUARD® is in the top 100 largest Property and Casualty Insurers in the United States on their own.
  • Berkshire Hathaway Group:
    • 2nd largest Property and Casualty Insurer in the United States with Premium in excess of $43 billion.
    • Owns GEICO® Insurance Company is the 2nd largest Private Passenger Auto Insurer in the United States with Direct Written Premium in excess of $33 billion.
    • 4th on the current Fortune 500 list of largest corporations in the United States.

Products Offered

Personal Insurance
    Homeowners
    Personal Umbrella
Commercial Insurance
    Businessowner’s Policy
    Commercial Auto
    Commercial Package
    Commercial Property
    Commercial Umbrella
    Disability
    General Liability
    Professional Liability
      Accountants
      Architects & Engineers
      Lawyers
      Miscellaneous
    Workers’ Compensation

Operating Territory

www.guard.com
(425) 681-0996
8561 154th Ave NE
Suite 250
Redmond, WA 98052​
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