Who Pays For Your Uber Driver's Medical Insurance?

​A regular employee may have a health insurance card, but some are working day in and day out and don't have that kind of care. Uber is one of those companies known as the "gig economy" or "on-demand economy" companies. They're the services that help connect people with sellers in a few minutes. Those who work for them aren't entitled to any benefits and medical insurance.

Who Is Considered Independent Contractors or Employees?
Many Uber drivers are paying for their medical insurance, which has questioned whether or not they can be treated as employees. Companies might have to provide contractors with health insurance and other benefits if they were to be employees. Providing health insurance and other benefits may save them in paying for their health.

Partnering with Health Insurance
Without medical insurance cards provided by the "gig economy" or "on-demand economy" companies, contractors may have it hard on medical expenses. By partnering with a health insurance company, contractors may have the chance to get insured. Although the best option is for the gig company to help provide a health card, this may also suffice. 

Possibility for Contractors to Have Medical Insurance
"Gig economy" or "on-demand economy" companies are still not required to provide medical insurance to their contractors. Even though getting insurance through your employer may not be possible, getting insurance on your own is still possible. Just like most Uber drivers aren't insured, they may still be able to receive insurance on their own.

Conclusion
Your company may not be able to provide medical services for you, but there are choices to help you be insured, even as a contractor. The assurance of having medical insurance to provide for you in case of need is enough for you to get it. The option is up to the contractors since medical insurance may help in the future financially, but is not a requirement of the job.

At Insurance Agency Network, we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (425) 448-9190 or Click Here  to request a free quote. Topics and coverage discussed in this article are not guaranteed, consult with your agents to determine what your policy does and does not cover. We are more than happy to help!