IAN joins together a community of growing and profitable associates to leverage premium volume and help them navigate the Independent Agent Road! The value of the local Independent Insurance Agent to customers who buy from them is the foundation of our future success, as it shapes the goals we set, marketing and sales decisions we make and strategies we will develop.
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IAN Associates, “Empowered Locally”, are Independent Insurance agencies who strive to maximize new business growth, client retention, customer satisfaction, loss ratio control and maintain a continued commitment to all Customers/Clients/Prospects and the Insurance Companies they represent.  

What does an Associate Look Like?

  • Knows the “ins & outs” of insurance.
  • Provides a choice of companies, coverage options and price points.
  • Licensed expert that can help make smart insurance decisions.
  • Personal adviser working to understand individual needs.
  • Advocates with the insurance companies on billing, coverage, and claims.
  • Neighbor and definitely highly involved in the community.
  • Lifetime consultants, constantly reviewing, and updating coverage.
  • Strives to maintain:
    • New Business Growth more than 5%
    • Client Retention Rates more than 90%
    • Loss Ratios of 50% or less on Personal Lines Business
    • Loss ratios of 40% or less on Commercial Lines Business
IAN is committed to driving a business model that increases revenue, customer retention, new business growth, loss ratio and risk management control procedures that will produce the highest return for all the Insurance Companies they represent, while creating a stable, consistent, and valuable stream of income for their agencies. If strategies and business plans focus on these challenges, future success is very bright. 

Benefits

NO Joining Fees
NO Exit Fees or Penalties
NO Long Term Contract
NO Ownership of your agency
NO Minimum Premium required for Profit Share
NO Requirement to Aggregate all Carrier Premiums
NO Lengthy Advance Notice for termination (30 Days)
NO Non-Compete Clause
​100% of Commissions Paid Direct to Associates by Carriers
100% of Qualified Profit Share Paid to Associates based upon Pro-Rata Share of DWP with Profit Share Carrier
100% of Growth Bonus Commissions Paid to Associates
100% of Special Programs Paid to Associates
Guaranteed Comp Plans paid to Associates per Schedules
​Sales and Marketing Support
E&O Program
Technology Package Discounts
Training and WebEx Seminars
Perpetuation Support and Planning
Newsletters and Conferences
Accounting and Premium Finance Services

Security

​Stand Alone Agency

  • Loss Ratio fluctuations
  • Premium tier requirements not met
  • Growth factor fluctuations
  • Retention Requirements
  • No Guaranteed Comp Plans
  • Limited Carrier Profit Share
  • No Profit Share

IAN Associate

  • ​Loss Ratios managed by group
  • Premium Tiers requirements met
  • Growth Factors managed by group
  • Retention requirements not applicable
  • Guaranteed Comp Plans
  • Multiple Carrier Profit Share
  • Increased Profit Share 

Profit Share

​IAN pays Profit Share from the “first-dollar” aggregated. The IAN Association/Membership Fee is ½% of Aggregated Premium, Minimum Association fee is $3,000 and Association/Membership Fee is capped at $20,000 annually. 
​IAN consistently pays Associates increased Profit Share in excess of 2.50% of Aggregated Premium, per the above examples. Find out how IAN can increase or double the Profit Share Payments for your Agency by having IAN prepare a “no obligation” Benefits Analysis. 
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Contact Insurance Agency Network for additional details.