INSURANCE AGENCY NETWORK Blog
If you find yourself in a situation where your insurance company is denying your home insurance claims, you have to remember one thing – don’t give up! Sure, it can be a bit discouraging to receive a letter saying that you won’t get any help. However, what you can do is to investigate the situation and make sure to get what you know you deserve. According to surveys, the main reason why people’s claims remain denied is because they don’t do anything about the results.
To give you an idea, here are some tips that can help you win your insurance claim for your home.
Demand for an Explanation Letter
Ask your insurance company for a formal letter with an explanation on why your claim was denied. This letter should also enumerate the company’s reason for rejecting your claim. Most companies do not send you a letter or any notice at all. A letter of explanation is your first step to knowing if you have a chance of winning that claim.
Review Your Policy
After getting the explanation in writing, you can now refer to the list of reasons to double check it with your policy. Review your policy and make sure to keep an eye open for anything that doesn’t make sense. After you have your own set of questions, write back to your company and quote your policy whenever possible. Explaining why you think your claim is valid in detail might just do the trick.
Claim Process Errors Can Be Bypassed
Most companies can base their claim rejection on the account of a claim process error. This is when the policyholder has filled in a form incorrectly or was not able to submit the requirements on the deadline. Remember, this is something that you are putting your money on so if you really need the help, the late submissions and incorrect forms won’t matter. It will only matter when your actions did the company any form of harm.
Schedule an Appointment with Your Agent
You might be taking a risk on doing this but it never hurts to try. Schedule an appointment with your insurance agent and ask them for suggestions about the matter. There are times when rejected claims are just results of errors in the system. Keeping in mind that you chose a reputable insurance company, the insurance agent should be able to help.
Insurance Services of the West, LLC has its clients as their first priority with affordable rates and comprehensive policies. To learn more about how we can help you please contact our agency at (425) 681-0996 or Click Here to request a free quote.
11/14/2022 07:12:22 am
I appreciated you pointing out that filling in a form incorrectly can lead to an error in the claim process. My friend wants to receive the right homeowners' insurance. I should advise her to hire a homeowners insurance claim to ensure favorable result.
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