7 Types of Farm Property Insurance Coverage

​The basic farm insurance coverage allows you to pay for accidental loss in your farm property. It includes insurance of your farm-use vehicles, livestock, and family home present in the area. To identify which insurance is best for you, here are the other types of farm property insurance you can apply for:

1. Dwelling
   Dwelling coverage ensures your private residence and all building structures attached to it. The coverage includes types of equipment that are serviceable to your residences like the heating system, cooling system, water heating systems, and water softeners.
   
   
2. Other Structures
   Other Structures coverages involve all the structures that are on the premises or attached to the structure. These include fences and sheds. The downside of this coverage is that it doesn’t include outdoor radio, television, and other equipment. However, you can apply for separate insurance coverage for this. 
   
   
3. Personal Property
   Personal Property coverage includes all the contents inside your home. These are money, bank notes, bullion, coins, medals, and business properties on the premises. Important documents like stamps, tickets, deeds, and passports are also included. In case pieces of jewelry, watches, gold and silverware are stolen, it will also be automatically covered in the insurance.
   
   
4. Credit Card Fraud and Check Forgery
   In case your credit card has been fraud or forged, the Credit Card Fraud and Check Forgery coverage will pay up to $1000.
   
   
5. Additional Living Expenses
   In case a fire occured and you are obliged to move out, the rent that you will be spending will be reimbursed through the Additional Living Expenses insurance.
   
   
6. Debris and Emergency Removal of Property
   Debris Removal coverage pays reasonable expenses to remove the property’s debris. On the other hand, Emergency Removal covers the damage to your property while you’re trying to remove a structure or property’s debris.
   
   
7. Additional Coverage Options
   Apart from the abovementioned coverage, you can also have additional options such as building alterations, $200 outdoor antenna coverage, and insured property taken from your farm-use car. If you have high-value livestock or equipment, you can also apply for Farm Personal Property insurance to protect these valuable properties.

Further, you can also have the Farm Structure insurance if you want to build structures like barns, shreds, farmhouses, granaries, and other structures specifically for farm use. 

At Insurance Agency Network, we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (425) 681-0996 or Click Here to request a free quote.