Does Car Insurance Cover Towing?

​If you own a car, you want to be prepared for it to be entangled in accidents, Illegal parking, and mechanical problems, which might result in your vehicle being towed. Towing might be costly and stressful. JD Power estimates that the typical tow costs $109, but if you're driving a distance, the cost may rise to several hundred dollars very rapidly.

Coverage of Car Insurance 
While standard liability insurance does not cover having your car towed, collision insurance might do the 
work. Roadside assistance coverage is required if you want coverage in the event of a breakdown.

Your auto insurance will typically pay for car towing, provided you have collision insurance. If you have liability insurance, it may only cover the towing of your car. Additionally, it can be restricted to a certain number of miles or a specific amount of money. If the towing job costs more than what is allowed, you will pay for the remaining balance.

Advantages of Towing 

1. Availability 
   If you travel late at night, you may want the assistance of a professional towing service. Professional towing businesses are frequently only a short distance away. 
   
   During the weekends and holidays, many businesses close their doors. Expert towing businesses are usually available to help their customers at all hours of the day and night.
   
   
2. Expert Service
   Professionals should manage it, or you may keep on making things worse. The required machinery is available from professional towing services to recover it to your garage or yard since vehicle handling is crucial and can damage other cars on the road or possibly injure you.

Conclusion
Basic liability coverage does not cover towing costs. If you have collision coverage, you may consider yourself protected for towing in the event of an at-fault accident, and roadside assistance coverage will cover a tow in the event of a roadside mechanical failure. And just like all insurance premiums, adding safety has a charge.

At Insurance Agency Network, we aim to provide comprehensive insurance policies that make your life easier. We want to help you get insurance that fits your needs. You can get more information about our products and services by calling our agency at (425) 448-9190. Get your free quote today by CLICKING HERE. Topics and coverage discussed in this article are not guaranteed, consult with your agents to determine what your policy does and does not cover. We are more than happy to help!