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Diabetes is a chronic disease that affects the way your body metabolizes sugar. It can lead to serious health problems, such as heart disease and stroke. And it’s not just about blood sugar levels – it also impacts other parts of your life, like how much money you make and what kind of job you can get. But there are things you can do to manage diabetes and live a healthy lifestyle. Health Insurance Marketplace: What is It?
The Health Insurance Marketplace (also known as the Affordable Care Act) is a government-run website that helps people compare different health insurance plans and determine if they qualify for financial assistance. It was launched on October 1, 2013, and provided an online tool to help you understand your options. If you have a limited income or are under age 65, this may be the best place to start when looking for health coverage in 2017. Can People with Diabetes Buy Health Marketplace Coverage? The Affordable Care Act (ACA) was created to help people get affordable health insurance. The ACA is a system that helps cover medical expenses for those who cannot afford to purchase their coverage or have pre-existing conditions. These people include children, adults, and seniors across the United States. But what about diabetes? Can people with diabetes buy health marketplace coverage? As of September 27, 2013, the health insurance marketplace has started to provide coverage for all Americans. With a push from President Obama's Affordable Care Act (ACA), this new healthcare system offers people with diabetes the opportunity to buy affordable health insurance coverage on their state-based marketplace. Do People with Diabetes Have to Pay More For Health Marketplace Coverage? Have you been diagnosed with diabetes and are wondering if this will affect your health insurance costs? You may be wondering, "Do people with diabetes have to pay more for coverage?" The answer is yes. Being a person who has diabetes does mean that you're going to have higher premiums than someone without the condition. But there are programs available in most states that can help offset these costs and provide some relief. The Affordable Care Act does not mandate that people with pre-existing conditions pay more for their Marketplace plans. However, if they have a chronic disease and need certain treatments, they may be charged more than others for the same program. Conclusion The health insurance marketplace has been a mixed bag for people with diabetes. There are pros and cons to the changes that have happened, but you can still make it work for you, even if you have diabetes. At Insurance Agency Network, we do our best to ensure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (425) 448-9190 or Click Here to request a free quote.
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