Contact Us: (425) 681-0996
Insurance Agency Network
  • About
    • About Insurance Agency Network
    • The IAN Story
    • New Associates
  • Why IAN
    • Why Insurance Agency Network
    • New Associate Form
    • Become an IAN Associate
    • Join Our Team Today
  • Meet The Team
    • Bios
  • Find an Agency
  • Carriers
    • Commercial Insurance
    • Personal Insurance
    • Farm Insurance
    • Flood and Earthquake
    • Bonding and Surety
    • Workers Compensation
    • Life/Disability Insurance
    • Health/Dental/Vision
    • Specialty Insurance
    • General Agents/Surplus Lines
  • Insurance
    • Business >
      • Business Insurance
      • Business Owners Package (BOP) Insurance
      • Insurance Bonds
      • Workers Compensation
    • Vehicles >
      • Auto Insurance
      • ATV Insurance
      • Boat Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
      • Roadside Assistance
      • RV Insurance
    • Property >
      • Home Insurance
      • Condo Insurance
      • Flood Insurance
      • Landlords Insurance
      • Renters Insurance
    • Farm Insurance
    • Life/Financial >
      • Life Insurance
      • Annuities
      • Disability Insurance
      • Final Expense Insurance
      • Financial Planning
    • Health >
      • Group Benefits
      • Health Insurance
      • Critical Illness Insurance
      • Dental Insurance
      • Long Term Care Insurance
      • Medicare Advantage Plans
      • Vision Insurance
    • Other >
      • Event Insurance
      • Pet Insurance
      • Travel Insurance
      • Umbrella Insurance
      • Wedding Insurance
  • Associates
    • Refer an Agent
    • Blog
    • News
    • Newsletter Signup
    • Agent Testimonials
    • Find an Expert
    • Accessibility Statement
  • Vendors/Services
  • Access Online Documents
  • Contact
    • Communication Preferences
  • About
    • About Insurance Agency Network
    • The IAN Story
    • New Associates
  • Why IAN
    • Why Insurance Agency Network
    • New Associate Form
    • Become an IAN Associate
    • Join Our Team Today
  • Meet The Team
    • Bios
  • Find an Agency
  • Carriers
    • Commercial Insurance
    • Personal Insurance
    • Farm Insurance
    • Flood and Earthquake
    • Bonding and Surety
    • Workers Compensation
    • Life/Disability Insurance
    • Health/Dental/Vision
    • Specialty Insurance
    • General Agents/Surplus Lines
  • Insurance
    • Business >
      • Business Insurance
      • Business Owners Package (BOP) Insurance
      • Insurance Bonds
      • Workers Compensation
    • Vehicles >
      • Auto Insurance
      • ATV Insurance
      • Boat Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
      • Roadside Assistance
      • RV Insurance
    • Property >
      • Home Insurance
      • Condo Insurance
      • Flood Insurance
      • Landlords Insurance
      • Renters Insurance
    • Farm Insurance
    • Life/Financial >
      • Life Insurance
      • Annuities
      • Disability Insurance
      • Final Expense Insurance
      • Financial Planning
    • Health >
      • Group Benefits
      • Health Insurance
      • Critical Illness Insurance
      • Dental Insurance
      • Long Term Care Insurance
      • Medicare Advantage Plans
      • Vision Insurance
    • Other >
      • Event Insurance
      • Pet Insurance
      • Travel Insurance
      • Umbrella Insurance
      • Wedding Insurance
  • Associates
    • Refer an Agent
    • Blog
    • News
    • Newsletter Signup
    • Agent Testimonials
    • Find an Expert
    • Accessibility Statement
  • Vendors/Services
  • Access Online Documents
  • Contact
    • Communication Preferences

INSURANCE AGENCY NETWORK Blog

Modern Ways to Save Money on Home Insurance

10/11/2019

0 Comments

 
Picture
​Your home will likely be the most significant investment you will make in your life. Purchasing home insurance will protect this investment in case it is damaged or destroyed unexpectedly. However, protecting your investment should not cost you an arm and a leg. Here are some of the ways you can trim costs when buying home insurance for your house.
Have Higher Deductibles
The deductible is the money you pay from your pocket upon filing a claim. Once you pay your deductible, the insurance company will take over and pay for the rest of the costs. If you have a higher deductible, you will have a lower monthly premium or the money you pay the insurance company monthly. However, this will only save you money in the short-term. You can also use tools such as automatic savings accounts which will help you in putting aside cash every month to pay for repair costs and insurance deductibles.

Have an Impressive Credit Score
Most of the time, your credit score will highly affect your premium. Your credit score is used by insurance companies to predict losses and the chances that you will file a claim. If you have a higher score, it means that it is less likely that you will file a complaint, making you a safer bet than anyone else that has a lower rating. It is better to know about your credit score before you shop around and look for insurance policies so you will not be surprised when talking to an agent. If it is not good enough, you can always start taking steps to raise your credit score.

Don’t be Afraid to File Claims for Small Repairs
If you are afraid to file claims for small repairs because it might raise your premium over time, you should not be. Consumer reports show that 57% of those who registered for a claim less than $5000 did not experience premium increase and those that did report that it was only less than $200 annually. An increase in the monthly premium depends on the company and the cost of the claim so you should talk to an agent before filing a complaint. Only then can you find out how much the premium might go up and for how long it will be. It can save you money for the long term, especially if your premium does not go up when you make a small claim.

Home insurance is one of life’s necessities, so it is worth your time to find out which is the best one at the most affordable price. Talk to an agent today to know how you can save cash on your insurance policy.

At Insurance Agency Network, we put our clients first by offering them policies that they can afford. Having insurance is a necessity nowadays and we're here to help you out. Learn more about our products and services by calling our agency at (425) 681-0996. You can also request a free quote by CLICKING HERE.
0 Comments



Leave a Reply.

    Contact Us

    (425) 681-0996
    8195 166th Ave Ne, #201
    Redmond, WA 98052
    Click Here to Email Us

    Archives

    December 2020
    November 2020
    October 2020
    September 2020
    August 2020
    July 2020
    June 2020
    May 2020
    April 2020
    March 2020
    February 2020
    January 2020
    December 2019
    November 2019
    October 2019
    September 2019
    August 2019
    July 2019
    June 2019
    May 2019
    April 2019
    March 2019
    February 2019
    January 2019
    December 2018
    November 2018
    October 2018
    September 2018
    August 2018
    July 2018
    June 2018
    May 2018
    April 2018
    March 2018
    February 2018
    January 2018
    December 2017
    November 2017
    October 2017
    September 2017
    August 2017
    June 2017

    Categories

    All
    Auto Insurance
    Business Insurance
    FAQs
    Farm Insurance
    Financial
    Flood Insurance
    Health Insurance
    Home Insurance
    Insurance
    Life Insurance
    Local
    Motorcycle Insurance
    Safety
    Travel Insurance

    RSS Feed

Navigation

Homepage
Why IAN
Meet the Team
Find An Agency
Insurance Carriers
Insurance Products
Vendors
Contact Us 
Accessibility Statement
Agent Login

Connect With Us

Share This Page

Contact Us

Insurance Agency Network
8195 166th Ave Ne, #201
Redmond, WA 98052
(425) 681-0996
Click Here to Email Us
Review Us

Location

Website by InsuranceSplash