Contact Us: (425) 681-0996
Insurance Agency Network
  • Why IAN
    • Why IAN
    • Join IAN Benefits
    • Build with IAN
    • Grow with IAN
    • Succeed with IAN
    • Become an Associate
    • Join IAN Today
  • About IAN
    • About IAN
    • Mission & Vision
    • IAN Story
    • Meet the Team
    • New Associates
  • Carriers/Partners
    • Commercial Insurance
    • Personal Insurance
    • Farm Insurance
    • Flood and Earthquake
    • Bonding and Surety
    • Workers Compensation
    • Life/Disability Insurance
    • Health/Dental/Vision
    • Specialty Insurance
    • General Agents/Surplus Lines
  • Technology
  • Programs
  • Insurance
    • Business >
      • Business Insurance
      • Business Owners Package (BOP) Insurance
      • Insurance Bonds
      • Workers Compensation
    • Vehicles >
      • Auto Insurance
      • ATV Insurance
      • Boat Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
      • Roadside Assistance
      • RV Insurance
    • Property >
      • Home Insurance
      • Condo Insurance
      • Flood Insurance
      • Landlords Insurance
      • Renters Insurance
    • Farm Insurance
    • Life/Financial >
      • Life Insurance
      • Annuities
      • Disability Insurance
      • Final Expense Insurance
      • Financial Planning
    • Health >
      • Group Benefits
      • Health Insurance
      • Critical Illness Insurance
      • Dental Insurance
      • Long Term Care Insurance
      • Medicare Advantage Plans
      • Vision Insurance
    • Other >
      • Event Insurance
      • Pet Insurance
      • Travel Insurance
      • Umbrella Insurance
      • Wedding Insurance
  • Associates
    • Refer an Agent
    • Blog
    • News
    • Newsletter Signup
    • Agent Testimonials
    • Find an Expert
    • Accessibility Statement
  • Vendors/Services
    • ADP
    • Agency Revolution
    • Agentero
    • Applied Systems
    • Archway Computers
    • Blue Jay Reviews
    • Bold Peguin
    • Bonjoro
    • Bridge
    • Brightfire
    • Canopy Connect
    • Capital Premium
    • DocuSign
    • epay Policy
    • EZLynx
    • Forge3
    • Formstack
    • GoDaddy
    • Google Workspace
    • GoToConnect
    • Grasshopper
    • Hawksoft
    • IBQ Systems
    • Indio
    • InsuranceSplash
    • ITC
    • Levitate
    • Malwarebytes
    • Ooma
    • Relativity6
    • Ring Central
    • Rocket Referrals
    • Semsee
    • ShareFile
    • Tarmika
    • Vertafore
    • Virtru
    • Wahve
    • Wingman Cyber
    • zix
    • Zywave
  • Access Online Documents
  • Contact
    • Communication Preferences
  • Why IAN
    • Why IAN
    • Join IAN Benefits
    • Build with IAN
    • Grow with IAN
    • Succeed with IAN
    • Become an Associate
    • Join IAN Today
  • About IAN
    • About IAN
    • Mission & Vision
    • IAN Story
    • Meet the Team
    • New Associates
  • Carriers/Partners
    • Commercial Insurance
    • Personal Insurance
    • Farm Insurance
    • Flood and Earthquake
    • Bonding and Surety
    • Workers Compensation
    • Life/Disability Insurance
    • Health/Dental/Vision
    • Specialty Insurance
    • General Agents/Surplus Lines
  • Technology
  • Programs
  • Insurance
    • Business >
      • Business Insurance
      • Business Owners Package (BOP) Insurance
      • Insurance Bonds
      • Workers Compensation
    • Vehicles >
      • Auto Insurance
      • ATV Insurance
      • Boat Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
      • Roadside Assistance
      • RV Insurance
    • Property >
      • Home Insurance
      • Condo Insurance
      • Flood Insurance
      • Landlords Insurance
      • Renters Insurance
    • Farm Insurance
    • Life/Financial >
      • Life Insurance
      • Annuities
      • Disability Insurance
      • Final Expense Insurance
      • Financial Planning
    • Health >
      • Group Benefits
      • Health Insurance
      • Critical Illness Insurance
      • Dental Insurance
      • Long Term Care Insurance
      • Medicare Advantage Plans
      • Vision Insurance
    • Other >
      • Event Insurance
      • Pet Insurance
      • Travel Insurance
      • Umbrella Insurance
      • Wedding Insurance
  • Associates
    • Refer an Agent
    • Blog
    • News
    • Newsletter Signup
    • Agent Testimonials
    • Find an Expert
    • Accessibility Statement
  • Vendors/Services
    • ADP
    • Agency Revolution
    • Agentero
    • Applied Systems
    • Archway Computers
    • Blue Jay Reviews
    • Bold Peguin
    • Bonjoro
    • Bridge
    • Brightfire
    • Canopy Connect
    • Capital Premium
    • DocuSign
    • epay Policy
    • EZLynx
    • Forge3
    • Formstack
    • GoDaddy
    • Google Workspace
    • GoToConnect
    • Grasshopper
    • Hawksoft
    • IBQ Systems
    • Indio
    • InsuranceSplash
    • ITC
    • Levitate
    • Malwarebytes
    • Ooma
    • Relativity6
    • Ring Central
    • Rocket Referrals
    • Semsee
    • ShareFile
    • Tarmika
    • Vertafore
    • Virtru
    • Wahve
    • Wingman Cyber
    • zix
    • Zywave
  • Access Online Documents
  • Contact
    • Communication Preferences

INSURANCE AGENCY NETWORK Blog

Top 3 Reasons Why Life Insurance is Costlier for Men Than Women

12/7/2019

1 Comment

 
Picture
​Are you one of those people who noticed that life insurance is costlier for men than for women? Well, there are several explanations for this, and this post will share the info to you. From shorter life span to higher risk lifestyles, here are the things that you need to know.
Shorter Life Span
Do you want to know what the World Health Organization says about life expectancy between men and women? As per their observation, women live longer than men across the globe. Typically, men can live as far as 75.9 years. On the other hand, most women can reach up to 80.5 years old. That being said, insurance companies have to cover the higher risk by charging higher insurance rates to men.

Now, you might ask this. Why is the lifespan of men shorter than women?  The following reasons will help you to realize.

More Dangerous Jobs
Many people in the world have to work to earn a living. If you have a family and raising children, you need to use your money wisely to ensure that you have a budget for the following:
  • Mortgage
  • Children’s education
  • Family commodities
  • Utility bills
  • Expenditures linked to health concerns
  • And, many more

Wives work to help their husbands making ends meet, especially if the person is a single mom. But, typically, the majority of the breadwinners are the husband. That being said, mothers take good care of their children while fathers work hard to bring a better life to the family. 

Most of the occupations of males are more dangerous than jobs suitable for females. For instance, if the husband is a roofing contractor, the risk of him getting injured is more likely than watering a garden.  That’s why most roofing contractors purchase insurance to safeguard them from unforeseen circumstances. There are other odd jobs that men do than what females do.

Moreover, if you have a job with risks and will purchase life insurance, you’ll be surprised that your premiums are higher than your wife, who is a stay-at-home parent. Here’s an explanation. The insurer sees that they might pay a claim sooner due to the risk linked to your job.

Higher Risk Lifestyles
More and more females are becoming outdoorsy these days. But, it’s still evident that males dominate when it comes to extreme adventures and risky lifestyles.  Again, due to risks, insurers offer higher premiums to males than females.

On a Side Note
Whether you are a male or female, the cost of insurance premiums depends on the risks you may face. Get the necessary life insurance plan now to secure the future of your family. A reliable insurance agent will explain to you the right policy comprehensively.

At Insurance Agency Network, we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (425) 681-0996 or Click Here to request a free quote.
1 Comment
Affordable Life Insurance link
1/30/2020 01:16:12 am

Thanks for helping me understand Why Life Insurance is Costlier for Men Than Women.Thanks for sharing such a nice blog …….really interesting Explained so well.

Reply



Leave a Reply.

    Contact Us

    (425) 448-9190​
    8561 154th Ave NE
    Suite 250
    Redmond, WA 98052​
    Click Here to Email Us

    Archives

    November 2022
    October 2022
    September 2022
    August 2022
    July 2022
    June 2022
    May 2022
    April 2022
    March 2022
    February 2022
    January 2022
    December 2021
    November 2021
    October 2021
    September 2021
    August 2021
    July 2021
    June 2021
    May 2021
    April 2021
    March 2021
    February 2021
    January 2021
    December 2020
    November 2020
    October 2020
    September 2020
    August 2020
    July 2020
    June 2020
    May 2020
    April 2020
    March 2020
    February 2020
    January 2020
    December 2019
    November 2019
    October 2019
    September 2019
    August 2019
    July 2019
    June 2019
    May 2019
    April 2019
    March 2019
    February 2019
    January 2019
    December 2018
    November 2018
    October 2018
    September 2018
    August 2018
    July 2018
    June 2018
    May 2018
    April 2018
    March 2018
    February 2018
    January 2018
    December 2017
    November 2017
    October 2017
    September 2017
    August 2017
    June 2017

    Categories

    All
    ATV Insurance
    Auto Insurance
    Business Insurance
    Dental Insurance
    FAQs
    Farm Insurance
    Financial
    Flood Insurance
    Health Insurance
    Home Insurance
    Insurance
    Life Insurance
    Local
    Motorcycle Insurance
    Safety
    Travel Insurance

    RSS Feed

Navigation

Homepage
About IAN
Why IAN
Carriers/Partners
Technology
Contact Us 
Accessibility Statement
Agent Login

Share This Page

Review Us

Connect With Us

Picture
Picture
Picture

Contact Us

Insurance Agency Network
8561 154th Ave NE
Suite 250
Redmond, WA 98052
Office: (425) 448-9190​
Mobile: (425) 681-0996
Fax: (425) 868-2411
Click Here to Email Us
Website by InsuranceSplash