What to do About Your Health Insurance this 2020

​The choices you make regarding health insurance in the following weeks may significantly affect your wallet and health for the entire 2020 and the next few years. Whether you plan on purchasing on the ACA Marketplace, or benefit from the government or your job, now is still a crucial time to check and review your options.

If You Have Medicare
Even if you are content with your current coverage, you can still check out other options during Open Enrollment. There will be some expenses for 2020 going up and others going down. You can check out the Medicare site online and prepare your regular doctors and medications list to check if you can save more if you transfer to another plan.

Suppose you are still unsure of your options. In that case, you can ask for professional help through Aging via Area Agency, an organization for free public service with the federal government’s support to aid individuals over 65 and their caregivers. 

If You Have Insurance Through Your Job
Despite having health coverage for years now, this is still the best time to check out the blueprint of the available plans for you during the Open Enrollment of your employer. Even if your enrollment period ended recently, it’s always best to ensure that you understand the policy you want to purchase.

The number of employers increases as they continuously ask employees to spend more on their health care. Despite your monthly premium not having any significant changes, you might notice that you now have a higher deductible that you need to pay before applying for your insurance coverage.

If You Need to Purchase Insurance
The plans for the Open Enrollment period found on various health websites sell health insurance policies directly to everyone. You will see these acts provided under the Affordable Care Act, also known as Obamacare. There are different levels of ACA plans, some of which are Platinum, Catastrophic, Gold, Silver, and Bronze.

Conclusion
Although the federal tax penalty has ended for continuing without insurance, it is still recommended to purchase a health insurance form. One of the top reasons for the United States’ bankruptcy is healthcare costs. Additionally, young and healthy people also have the possibility of getting ill or injured.

At Insurance Agency Network, we put our clients first by offering them policies that they can afford. Having insurance is a necessity nowadays, and we’re here to help you out. Learn more about our products and services by calling our agency at (425) 681-0996. You can also request a free quote by CLICKING HERE.